WebMoney
WebMoney is an online e-wallet and payment settlement system that allows users to hold and transfer electronic value in different currencies. At online casinos, WebMoney is mainly used for deposits and, at some operators, for withdrawals. It is not a standard payment method at casinos licensed specifically in Ireland, but some offshore and internationally focused casinos accept it.
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Key Takeaways
- WebMoney is an e-wallet and online payment settlement system based on multi-currency electronic purses.
- Many international casinos enable WebMoney deposits, while only some also support withdrawals.
- Transactions normally take place through the WebMoney Keeper app or web interface, without sharing card details with the casino.
- WebMoney may charge a service fee on transfers; casinos can also apply their own limits and charges.
- Security features include SMS codes, optional biometric checks and encrypted connections.
- WebMoney works on desktop and mobile devices via dedicated apps and browser access.
What Is WebMoney?
WebMoney is an online payment settlement system launched in 1998 and operated by WM Transfer Ltd. It uses electronic purses that hold units linked to underlying assets such as traditional currencies. Each purse type corresponds to a specific currency or asset, and users can hold multiple purses within a single WebMoney account.
The system functions as an e-wallet and payment solution rather than a bank account. Users add funds to their WebMoney purses through supported top-up methods, including bank transfers, card payments and other local options, depending on the country and service partners used. Once funded, WebMoney can be used for peer-to-peer transfers, online shopping and payments to merchants, including some online gambling operators.
Outside the gambling context, WebMoney is used for online business settlements, e-commerce payments, utility bills, digital goods and person-to-person transfers. Access to the service is mainly handled through the WebMoney Keeper application, which is available for mobile and desktop platforms, and through web-based interfaces.
Depositing with WebMoney
To use WebMoney at an online casino, a player must first register for a WebMoney account and create one or more purses. Registration is carried out via the WebMoney Keeper app, where the user verifies a mobile phone number, sets a password and, in many cases, provides a selfie or other verification data. Once registration is complete and a purse is funded, the account can be used to pay merchants that accept WebMoney.
When depositing at a casino that supports WebMoney, the process usually follows these steps:
- The player logs in to their casino account and navigates to the cashier or deposit section.
- WebMoney is selected from the list of available payment methods.
- The player enters the deposit amount and confirms the request.
- The casino redirects the player to a WebMoney payment page or prompts them to authorise the payment via WebMoney Keeper.
- The player logs in to WebMoney Keeper (if required), checks the transaction details and confirms the payment, often by entering an SMS code or using another verification method.
- Once authorised, the funds are transferred to the casino account.
Deposits are generally processed quickly because WebMoney transfers between purses and merchants occur within the WebMoney system. However, the exact processing time may vary by casino and by the payment gateway used. Some operators may impose their own minimum and maximum deposit thresholds for WebMoney transactions.
Withdrawing Using WebMoney
Some, but not all, casinos that accept WebMoney deposits will also process withdrawals to the same method. Where withdrawals are supported, the player will usually need to have used WebMoney as a funding method previously and may have to verify their identity with the casino in line with standard know-your-customer procedures.
The withdrawal process typically includes the following steps:
- The player opens the withdrawal or cashier section and chooses WebMoney as the withdrawal method.
- The withdrawal amount is entered, within the limits set by the casino.
- The player confirms the request and provides the required WebMoney wallet information, such as the purse number.
- The casino reviews and processes the withdrawal request, which may involve internal approval steps.
- Once approved, the casino sends the requested amount to the specified WebMoney purse.
Withdrawal timeframes can differ significantly between casinos. Internal processing by the casino may introduce a delay before the transfer is released to WebMoney. After approval, the transfer to the WebMoney purse is usually completed within a relatively short period, but this depends on the operator’s procedures. Some casinos may also restrict withdrawal amounts or limit how often withdrawals to WebMoney can be requested.
Fees and Limits
WebMoney applies its own fee structure to transactions. For transfers within the system, WebMoney generally charges a percentage-based fee, commonly 0.8% of the transaction amount, subject to a maximum cap. This fee applies to certain transfers between purses and can affect the net amount the user receives or sends. Exact fees can vary depending on the transfer type and the assets involved.
In addition to WebMoney’s own charges, casinos may apply their own policies:
- Deposit fees: Many casinos do not charge separate fees on WebMoney deposits, but some may do so, especially for smaller amounts.
- Withdrawal fees: An operator might pass on payment processing costs, so WebMoney withdrawals can sometimes incur a fixed or percentage-based fee at the casino level.
- Minimum and maximum limits: Each casino sets its own minimum and maximum deposit and withdrawal amounts for WebMoney. These limits can differ for new and established customers and may also depend on verification status.
WebMoney itself also sets certain operational limits, such as maximum transfer amounts per transaction or per period, which can be raised by upgrading account verification or obtaining higher-level certificates within the system.
Security and Privacy
WebMoney incorporates several security measures designed to protect user accounts and transactions. Registration requires confirming a mobile phone number, which is then used for authentication and transaction confirmation through SMS codes. The system also supports additional verification methods and, in some cases, biometric checks such as facial recognition through the WebMoney Keeper app.
Data transmission between users, WebMoney servers and merchant sites takes place over encrypted connections. Access to WebMoney Keeper is protected by login credentials, and users are encouraged to use strong passwords and, where available, multi-factor authentication.
When WebMoney is used at an online casino, the player usually authorises payments through WebMoney’s own interface, rather than entering card or bank information directly on the casino’s site. This helps to limit the exposure of underlying banking details. However, users still share personal information with both WebMoney and the casino as part of normal account creation and verification processes.
Compatibility
WebMoney is accessible across a range of platforms. The primary access point is the WebMoney Keeper application, which is available for Android and iOS mobile devices, as well as desktop operating systems such as Windows. Users can also access their purses and account information via web interfaces.
For casino payments, WebMoney is generally compatible with:
- Desktop browsers: Players can deposit or withdraw using WebMoney through standard web browsers on laptops and desktop computers by following redirects to WebMoney’s payment pages.
- Mobile browsers: Many mobile casino sites integrate with WebMoney, allowing users to approve transactions via the WebMoney Keeper mobile app or mobile web pages.
- Casino apps: Where casinos offer native apps, WebMoney payments work in much the same way as on mobile browsers, typically through in-app redirection to WebMoney Keeper or a secure WebMoney page.
This structure allows players to manage deposits and withdrawals whether they access the casino from a desktop environment or a mobile device.
Pros and Cons
Advantages of Using WebMoney at Online Casinos
- Acts as an intermediary e-wallet, meaning players can fund casino accounts without entering card or bank details on the casino site.
- Deposits are usually processed quickly, allowing near-immediate use of funds in most cases.
- Supports multiple currencies via different purses, which can help users who play at casinos operating in various currencies.
- Security measures such as SMS verification and encrypted sessions add layers of protection to transactions.
- Available on both desktop and mobile, providing flexibility in how players manage their funds.
Disadvantages of Using WebMoney at Online Casinos
- Not commonly offered by casinos licensed specifically in Ireland, limiting its availability for some players.
- WebMoney transfer fees and any additional casino fees can reduce the effective amount received or withdrawn.
- Not every casino that accepts WebMoney deposits allows withdrawals back to the same method.
- Account setup and verification can be more involved than for some other payment methods, due to identity checks and certificate levels.
- Operational rules and limits within the WebMoney system may restrict large or frequent transfers unless the account is more fully verified.
Final Thoughts on WebMoney
WebMoney provides an e-wallet and settlement system that some international online casinos use for deposits and, in certain cases, withdrawals. It functions as an intermediary between the user’s funding sources and the casino account, with security features based on multi-factor verification and encrypted connections. In the broader casino payments ecosystem, WebMoney sits alongside other e-wallets, card payments, bank transfers and alternative options, and it is mainly relevant for users who already maintain WebMoney purses or who prefer not to share card details directly with gambling operators.
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