Pay n Play
Pay n Play is a bank-linked payment flow developed by Trustly that allows casino players to deposit and withdraw directly via online banking. It supports both deposits and withdrawals where enabled by the casino operator. It is mainly used at casinos licensed in selected European markets rather than by those holding a Canadian licence.
Disclosure: NetEnt Casinos may receive compensation from listed brands. Read full disclosure.
Best Pay n Play Casinos
Casiku
Blackjack City
Rioace Casino
LegendPlay
Casombie
Key takeaways
- Pay n Play is provided by Trustly and uses online banking to verify identity and transfer funds.
- Players can usually deposit and start playing without completing a separate registration form.
- Where supported, withdrawals are processed back to the same bank account used for deposits.
- Fees, limits and availability depend on the player’s country, bank and chosen casino.
- Pay n Play is most common at new pay n play casinos in Northern and Central Europe.
- The service works on both desktop and mobile devices through compatible banking services.
What is Pay n Play?
Pay n Play is a payment and identification solution created by Trustly, a European fintech company that specializes in bank-based transfers. Instead of acting as a separate e-wallet or prepaid card, Pay n Play connects directly to participating banks and uses open banking-style technology to move funds between a player’s bank account and the online casino.
In the context of pay n play casinos, the service combines account creation, verification and the first deposit into one flow. The casino receives the personal details required for account setup and know-your-customer (KYC) procedures from the player’s bank via Trustly, rather than through manual registration forms.
Outside gambling, Trustly’s technology supports payments for e-commerce, financial services and other online merchants. The Pay n Play concept, however, is specifically associated with online gaming and pay n play gaming sites that use bank data to streamline registration and payments.
Pay n Play is currently available only in countries and regions where Trustly has integrated with local banks and where regulations permit this type of bank-based identification and payment flow. It is therefore not used universally across all markets or licence regimes.
Depositing with Pay n Play
Depositing at paynplay casinos usually follows a standardized process, although details can differ slightly between operators and jurisdictions:
- The player visits an online casino that supports Pay n Play and selects Trustly or Pay n Play as the payment method.
- The player chooses a deposit amount and is redirected to a secure Trustly interface.
- The player selects their bank from a list of supported institutions.
- The player logs in to online banking using the same authentication methods they would normally use, such as BankID, a banking app, one-time codes or card readers, depending on their country and bank.
- The player confirms the payment, after which Trustly transfers the funds to the casino and passes verified identity information to the operator.
Because the casino receives verified data directly from the bank, separate registration is often unnecessary. In many cases, the initial Pay n Play deposit simultaneously creates a casino account tied to the player’s bank credentials. This is why pay n play casinos are sometimes described as “no registration” or “no account” sites, although an account does usually exist in the background for regulatory and bookkeeping purposes.
Deposits are typically authorized in real time, so the balance appears in the casino account shortly after confirmation. The exact speed can depend on the bank, the payment routing and any internal checks by the operator.
Withdrawing using Pay n Play
Where supported, withdrawals with Pay n Play return funds to the same bank account used for the deposit. This closed-loop approach helps operators meet anti-money laundering (AML) obligations and simplifies the process for players.
A typical withdrawal process works as follows:
- The player logs in to the casino, usually via BankID or the same Trustly-based login used during deposit.
- The player requests a withdrawal and confirms the amount.
- The casino checks that any regulatory and internal conditions have been met, such as verification or source-of-funds checks where required.
- Once approved, the casino initiates a payout through Trustly to the linked bank account.
Trustly supports near real-time bank transfers in many cases, although the exact withdrawal time can vary by country, bank, time of day and operator processing times. Some casinos that use Pay n Play focus on offering short withdrawal windows, but this is a commercial decision by each operator rather than an inherent feature guaranteed by the payment method.
Casinos may set minimum and maximum withdrawal amounts for Pay n Play and may require additional verification or documents in specific situations, in line with regulatory rules in the player’s jurisdiction.
Fees and limits
Trustly usually charges fees to merchants rather than directly to end users, but fee structures are commercial arrangements between Trustly and each casino. From the player’s perspective, many operators do not add a separate charge for Pay n Play deposits or withdrawals, although there are exceptions.
Players should review the cashier or payment information section of each casino to check for:
- Deposit fees for bank-based payments
- Withdrawal fees for payouts via Trustly or Pay n Play
- Exchange rate margins if depositing in a currency different from their bank account
Limits for Pay n Play transactions vary by operator and can also be influenced by Trustly’s own thresholds and the player’s bank. Common factors include:
- Minimum deposit limits set by the casino, which may correspond to its general minimum deposit policy rather than a specific “netent casino minimum deposit 5” type requirement
- Maximum deposit limits per transaction, per day or per month
- Minimum withdrawal limits and maximum daily or weekly cash-out caps
In some markets, local regulations or responsible gambling rules can also affect limits on Pay n Play payments.
Security and privacy
Pay n Play relies on the security infrastructure of both Trustly and the participating banks. When a player uses Pay n Play, they do not share their full online banking login details with the casino. Instead, they authenticate directly with their bank through Trustly’s interface, which uses encryption and secure communication channels.
The casino receives only the information required for payment processing and regulatory compliance, such as personal identification data and account holder details. This enables the operator to perform know-your-customer (KYC) checks without asking the player to complete long registration forms. It also means the casino does not need to store card numbers or full banking credentials.
Authentication methods used with Pay n Play depend on the local banking system. These can include national electronic IDs, mobile banking apps, one-time passwords or multi-factor authentication tools. Players therefore use security procedures they are already familiar with from standard online banking.
As with any online payment, players should ensure they access casinos and banking services through secure connections and avoid sharing authentication codes or details with third parties.
Compatibility
Pay n Play works with banks that support Trustly payments in eligible countries. Players can normally use the service on both desktop and mobile devices, including:
- Desktop and laptop computers via standard web browsers
- Mobile browsers on smartphones and tablets
- Some native casino apps where Trustly’s payment flow is integrated
On mobile, the Pay n Play process can involve switching between a browser and a banking app or using integrated web-based banking login screens. On desktop, authentication commonly occurs within a browser-based Trustly window, sometimes with additional steps such as code generators or card readers, depending on the bank.
Compatibility is determined primarily by whether the player’s bank supports Trustly in their region and whether that bank allows online payments to gambling merchants. Some banks restrict such payments, which can limit access to Pay n Play even where casinos and Trustly support the relevant country.
Pros and cons
Advantages of Pay n Play
- Combines registration, verification and first deposit into a single flow at participating casinos.
- Uses existing online banking credentials, so no separate e-wallet or prepaid account is required.
- Enables casinos to receive verified identity data directly from the bank, supporting KYC and AML compliance.
- Supports withdrawals back to the same bank account, creating a closed-loop payment method.
- Compatible with both desktop and mobile devices, including many banking apps.
- May reduce the need for manual document upload at some operators, subject to local regulatory requirements.
Disadvantages of Pay n Play
- Availability is limited to specific countries and banks that support Trustly and permit gambling payments.
- Not generally used by casinos licensed specifically for Canada, limiting access for some players.
- Casinos can still apply their own withdrawal processing times, so payout speed is not guaranteed.
- Players must be comfortable using online banking for payments to gambling sites.
- Some banks or jurisdictions may impose additional checks or limits on gaming-related transactions.
Final thoughts on Pay n Play
Pay n Play is a bank-based payment and identification solution positioned for online casinos that want to streamline registration and payments via Trustly. It integrates account creation, verification, deposits and withdrawals, using data obtained directly from the player’s bank. This approach reduces manual form-filling and enables pay n play casinos to meet regulatory obligations while offering a simplified onboarding process.
The method suits operators and players in regions where open banking and national electronic ID systems are well established and where regulators accept bank-sourced identification data. For casino players who already use online banking regularly and whose banks support Trustly, Pay n Play can provide a straightforward way to deposit and withdraw without managing additional payment instruments.
When comparing paynplay casinos and other payment options, players should consider their own banking arrangements, country of residence, regulatory framework and any individual preferences around privacy, document submission and account management. Pay n Play forms one part of the wider casino payments ecosystem alongside cards, e-wallets, prepaid vouchers and other bank transfer services.
Casino list updated: June 2026
Welcome package offering up to CA$2500 Match Bonus and 75 Free Spins, starting with 100% of your first deposit up to CA$500 + 20 free spins on Book of Dead on 1st deposit. This welcome deposit offer is valid for new players only, and for the first 3 deposits. Minimum deposit $20. Winnings from Free Spins are credited as bonus funds. Winnings from deposit-based Free Spin are capped at $20. Bonus funds are subject to wagering requirements before they are converted to cash and can be withdrawn. This wagering is 40x the total of bonus money, deposit, and Free Spins. Deposits made by Skrills and Neteller are not eligible for this offer. Unused bonus funds expire after 30 days. Unused Free Spins expire after 10 days. Standard promotion terms and general terms and conditions apply.
| T&Cs Apply$2250 Welcome Offer on your 3 first deposits plus 150 spins, starting with 150% match bonus up to $500 plus 50 bonus spins on Book of Dead on 1st deposit. New players only. Min deposit $20. Winnings from free spins are credited as bonus funds. Winnings from deposit-based free spins are capped at $20. Bonus funds are subject to wagering requirements 40x the total of bonus money, deposit and free spins before they are converted to cash and can be withdrawn. Deposits made by Skrill and Neteller are not eligible for this offer. Unused bonus fund expire after 30 days. Unused free spins expire after 10 days. Full terms apply.
| T&Cs Apply
Welcome offer 100% Bonus up to $100 and 77 Free Spins on Big Bass Bonanza. First Deposit Only. Min. deposit: $20, Max. Bonus $100. Maximum amount of Free Spins is 77. Game: Big Bass Bonanza, Spin Value: $0.10. WR of 30x Deposit + Bonus amount and 60x Free Spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min $0.10) of the free spin winnings and bonus amount or $5 (lowest amount applies). Irregular play may lead to removal of bonus. Spins must be used and/or Bonus must be claimed before using deposited funds. Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. *Games are subject to availability. Bonus Policy applies.
| T&Cs Apply
$250 Match Bonus and 150 Free Spins Welcome Package, starting with 100% Match Bonus up to $250 + 50 Free Spins on Book of Dead on 1st deposit. New players only, and for the first 2 deposits only. Minimum deposit $20. Winnings from free spins are credited as bonus funds. Winnings from deposit-based free spins are limited to $20. WR 40x the total of bonus and deposit. The maximum bet for any of your bonus funds is limited to $5. Bonus funds must be used within 30 days, spins within 10 days. Deposits made by Skrill and Neteller are not eligible for this offer. Terms and conditions apply.
| T&Cs Apply
NEW IMPROVED WELCOME OFFER 100% up to CA$100 and 50 Free Spins on Book of Dead. New Players Only. Min Deposit CA$10.Wager from real balance first. 35X wager the bonus. Contribution varies per game. Selected games only. Wager calculated on bonus bets only. Bonus is valid 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: $ CA500. Withdrawal requests void all active/pending bonuses. Full Terms apply
| T&Cs Apply
There is no welcome offer but players can claim 10% Cashback every week. Min deposit to trigger Cashback for the week is $20. The minimum withdrawal is $20. The offer is 10% cashback on cash losses incurred during a 7-day period, running from 00:00 GMT on Thursday to 23:59 GMT on Wednesday. There is no minimum Cashback amount. The maximum Cashback amounts are capped at the total deposit amount made during the 7-day period. The Cashback amount will only be credited to players with an active account status. Cashback is enabled for All Slot Games. Table Games & Live Casino Games are excluded from the Cashback Promotion except for: “Crazy Time”, “Dream Catcher”, “Monopoly Live”, “Mega Ball” and “Deal or No Deal”. The Cashback amount is calculated based on 10% of the total cash losses (bets minus any winnings, minus pending withdrawals minus any actual withdrawals). Full terms apply.
| T&Cs Apply
Welcome offer $1.000 Wager Free Bonus across your first 4 deposits, starting with 100% up to $200 on 1st deposit. Bonus code WELCOME required. New players only. Min deposit $20. There are no wagering requirements set on bonuses in Welcome Package. Each bonus in Welcome Package is “non-sticky” and will be forfeited once you make a withdrawal request. Maximum withdrawal from bonuses in Welcome Package is 5x the received bonus amount. Full terms apply.
| T&Cs Apply
Welcome casino package up to C$1700 over 3 deposits, starting with 125% up to C$600 on your first deposit. New players only. Minimum deposit eligible for the Welcome Casino Package Bonuses is C$30. Welcome Casino Package Bonuses are subject to wagering requirement of x30 both on the deposit and bonus amounts. The bonus cannot be wagered on Live Casino games. Once you activate a Bonus from the Welcome Casino Package, you have 30 days to complete the wagering requirement. General T&Cs apply. 18+
| T&Cs Apply
Welcome offer 175% up to CA$175 and 80 Free Spins for Big Bass – Hold & Spinner. New Players Only. Min deposit CA$20. Wager from real balance first. 50X wager the bonus. Contribution varies per game. Selected games only. Wager calculated on bonus bets only. Bonus valid 30 days / Free spins valid 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: $ CA20. Withdrawal requests void all active/pending bonuses. Full Terms apply. 18+ GambleAware.org.
| T&Cs Apply
100% Welcome Bonus up to CA$200 and 20 Free Spins on Book of Dead. New Players Only. Min deposit CA$10. Wagering occurs from real balance first. 50X wagering the bonus. Contribution may vary per game. Available on selected games only. The wagering requirement is calculated on bonus bets only. Bonus valid for 30 days/ free spins for 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins CA$20. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms apply. 18+ only. Please play responsibly. www.begambleaware.org
| T&Cs Apply
Welcome offer 100% up to C$100 and 25 Free Spins on Jungle Jim and the Lost Sphinx. First Deposit Only. Min. deposit: C$10, max. Bonus C$100. Game: Jungle Jim and the Lost Sphinx, Spin Value: C$0.10. WR of 30x Deposit + Bonus amount and 60x Free Spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min C$0.10) of the free spin winnings and bonus amount or C$5 (lowest amount applies). Spins must be used and/or Bonus must be claimed before using deposited funds. Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. *Games are subject to availability. Bonus Policy applies.
| T&Cs Apply
Welcome package worth $2000 and 150 Free Spins over 3 deposits, starting with 100% Match Bonus up to $400 plus 50 Free Spins on Wolf Gold on your first deposit. Minimum Deposit is $20. Wagering requirements are 40 times cash amount + bonus amount, including free spins winnings. Maximum bet allowed is $5. Deposits made via Skrill and Neteller are not eligible for this offer. Unused Bonus funds expires after 30 days, unused free spins (where available) expire after 72 hours. Winnings from Free Spins are capped at $20 and are credited as bonus funds. Full terms apply.
| T&Cs Apply
Get up to $1300 bonus and 250 bonus spins on your 1st 5 deposits. 1st deposit offer 100% match bonus up to $300 plus 100 bonus Immortal Romance spins. New Players only. One bonus offer per player. Min deposit $10. Max bonus bet $5. Bonus funds must be used within 30 days & bonus spins within 10 days. The 100 spins triggered on your 1st dep are credited at a rate of 25 spins per day over 4 days. Bonus spins winnings credited as bonus funds & capped at $50. For the 1st dep offer, this winning cap shall be applied to each set of 25 spins. Bonus funds + spin winnings are separate to cash funds and subject to 35x wagering requirement [bonus + deposit]. Only bonus funds count towards wagering contributions. Terms apply.
| T&Cs Apply
NEW ENHANCED Welcome offer 200% up to $100 + 20 Free Spins on Cops n Robbers Bigger Big Money. Use code SKC01. Minimum deposit NZ$10. New Players Only. Wager from real balance first. 50X wager the bonus money within 30 days and 50x wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: $20. Withdrawal requests void all active/pending bonuses. Full Terms apply
| T&Cs Apply
Welcome package up to $1000 and 100 Free Spins over 5 deposits, starting with 50 Free Spins on Book of Dead on 1st deposit. Min deposit $10. Wager from real balance first. 50X wager the bonus money within 30 days / 50x Wager any winnings from the free spins within 7 days. Contribution varies per game. Available on selected games only. Wager calculated on bonus bets only. Bonus offer and any winnings from the offer are valid for 30 days / Free spins and any winnings from the free spins are valid for 7 days from receipt. Max conversion: 3 times the bonus amount or from free spins: $20. Limited to 5 brands within the network. Withdrawal requests void all active/pending bonuses. Excluded Skrill and Neteller deposits. Full Terms Apply.
| T&Cs Apply
Welcome offer 100% up to $100 and 50 Free Spins on Book of Dead. Code SWIFT required. Automatically credited upon deposit. Cancellation can be requested. First Deposit Only. Min. deposit: $10. Game: Rich Wilde and the Book of Dead, Spin Value: $0.10, Max Free Spins: 100. WR 60x free spin winnings amount (only Slots count) within 30 days. Max bet is 10% (min $0.10) of the free spin winnings amount or $5 (lowest amount applies). Spins must be used and/or Bonus must be claimed before using deposited funds. Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. Bonus Policy applies. Bonus Policy applies.
| T&Cs Apply